By: Tom White
Munoz Ghezlan & Co Ltd. is turning heads in the financial world as the leaves turn. The firm is on the brink of achieving a remarkable milestone: close to $20 million in combined originations across its mortgage and business funding sectors this fall. This achievement is emblematic of the firm’s mission to empower real estate investors and small business owners with cutting-edge financial solutions.
As Munoz, Ghezlan & Co. approaches this key milestone, it’s clear the firm is just beginning to realize its potential. Combining deep industry expertise with a client-first ethos transforms individual success stories and reshapes the broader market. With plans to expand its footprint and continue evolving its offerings, the firm stands ready to help even more clients secure their futures.
Based in New York, Munoz Ghezlan & Co. began its journey by delivering capital solutions to lower middle-market companies pursuing leveraged buyouts (LBOs). Recognizing a compelling opportunity within the capital structures of real estate acquisitions, the firm strategically expanded into real estate mortgage financing. Today, Munoz Ghezlan & Co. is dedicated to democratizing “Wall Street” financing, bringing sophisticated financial solutions to empower everyday investors.
“We offer multi-tranche financing strategies to real estate investors seeking to reduce their down payments on rental properties,” a representative said. “This is the same financial structure that Wall Street banks offer to big businesses, but we’re making it accessible to retail investors.”
Fundamentally, the company aims to make the world wealthier and grow everyone’s share of the economic pie.
Recent Financial Achievements
In August 2024, Munoz Ghezlan & Co successfully closed $7,747,646 in financing and has averaged at least $5 million in origination volume since then. In terms of areas, Scottsdale led the way with $3.8 million in originations, followed by $5.7 million in Ohio. The remaining volume was spread across Louisiana, Alabama, and Tennessee. These loans, featuring an average DSCR of 1.54 and blended rates averaging 7.39%, highlight the firm’s ability to balance investor-friendly terms with sound financial practices. The mortgage division has been a significant contributor to the fall 2024 success.
We’ve even reached out to past clients who’ve received rates as low as 6.0% – a number that rivals most banks.
What Sets Munoz, Ghezlan & Co. Apart Is Two Things:
The firm carefully approaches underwriting, reviewing startup loans to align amortization terms with borrowers’ financial profiles, aiming to balance risk and opportunity. This approach reflects the firm’s unwavering commitment to sustainable, prudent financing.
The firm approaches each transaction with a customized perspective, tailoring elements to align with the client’s specific circumstances. Similar to a tailor adjusting a suit to fit individual proportions, they aim to design debt solutions that reflect the borrower’s financial profile, goals, and transaction details. Whether working with real estate investors or small business owners, the focus is on creating structures adapted to the unique aspects of each case.
This tailored approach to debt is akin to the comfort and sophistication offered by a custom suit. Every variable—interest rate, loan term, or repayment schedule—is adjusted to fit the client’s needs, helping the final product be functional and aligned with the borrower’s financial picture. Much like a well-crafted suit that allows for movement and flexibility, a well-structured debt solution helps borrowers navigate the financial landscape without undue stress, allowing them to grow and thrive within the terms of the loan. This attention to detail and adaptability provides clients with a financial solution as effective and enduring as a tailor-made piece of clothing, offering long-term stability and success.
“Our approach has always been about creating pathways for growth,” said Marc Munoz, co-founder of the firm. “Whether it’s providing real estate investors with low-down-payment options or empowering entrepreneurs to take their first big steps, we’re committed to building financial bridges that make big dreams achievable.”
Helping Small Businesses and Individuals
Beyond its success in mortgage originations—driven by tailored, business-purpose loans for rental properties—the firm is also making waves in funding and capital solutions.
Munoz, Ghezlan & Co. serves as a valuable resource for individuals and small businesses, including those at the beginning of their journeys. By helping newer investors access substantial buying power, the firm supports entrepreneurs aiming to enter competitive markets. For individuals, they offer tailored solutions that can provide significant funding, which a representative described as a helpful starting point.
Future Growth for Munoz Ghezlan & Co Ltd. and the Company’s Clients
Moving forward with this combination of financial offerings, Munoz Ghezlan & Co. Ltd. anticipates that its business will grow into one of the largest financing providers in the country for rental property investors.
Their unique approach to financing solutions has helped numerous companies and individuals grow their slice of the economic pie with simple structures and reduced down payments. Their annualized earnings rank them as a top brokerage company per the Mortgage Bankers Association guidelines, demonstrating their model’s efficacy while providing affordable financing solutions.
To learn more about Munoz Ghezlan & Co Ltd.’s financing solutions, consider visiting their website and contacting them to grow your business.
Disclaimer: This article is for informational purposes only and does not constitute financial advice or an offer to provide any specific financial services. The information provided is based on current market conditions and statements from Munoz, Ghezlan & Co., and is subject to change without notice. Individual results may vary, and past performance is not indicative of future outcomes. Readers are encouraged to consult with a financial professional to assess their specific needs before making any financial decisions.
Published by Iris S.
